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High RiskPublished guideBanking

Decree 377 and foreign bank deposits: what to check

Source check for the published Decree 377 text, banking explanations, and 115-FZ without unlock promises, transfer routes, or control-bypass advice.

Open official guideStarts with: Garant: Decree 377 text
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Route hub

Use the broader route

These hubs connect this guide to the decision table, source-backed route, and next actions.

High risk

How foreigners can pay in Russia: build a backup plan

Use this before booking, arriving, opening a bank account, or assuming your foreign card will work at shops and ATMs.

Open the route

Fast path

Do this in order

Start here if you only need the order. Detailed notes are lower on this page.

  1. Step 1

    Verify the Decree 377 source

    Open the published text, date, number, regulated subject, and current version. Do not use chat or news summaries as the controlling source.

    Tip: If the source cannot be reached, do not decide from a summary.

  2. Step 2

    Check the 115-FZ connection

    Separate AML/identity checks, sanctions limits, foreign-deposit facts, and ordinary document review by a bank.

    Tip: Do not turn the source into bank-control bypass advice.

  3. Step 3

    Answer the bank through official channels

    Collect the bank notice, answer through the bank's official channel, and do not hide the source of funds.

    Tip: Any user next action should route to the reviewed bank-block TaskCard.

This guide is informational, not an official service. Requirements and app availability can change. Use the official links when you are ready to act.

Prepare

What you need

  • Exact published Decree 377 text

    Open the published text with document date and number, then compare any summary against it.

  • Banking and AML sources

    Compare with 115-FZ, Bank of Russia materials, and any written bank request.

Checklist

Mark it off

Before you start

  • Published Decree 377 text openedRequired
  • Written bank request savedRequired

After you are done

  • Response sent through the official bank channelRequired
  • Next source-review date recordedRequired

Details

Detailed notes

Use these notes when the fast path is not enough. Each step shows what to do, how to check it, and what to avoid.

  1. Step 1

    Check

    Verify the Decree 377 source

    1Compare source
    2Confirm status
    3Continue

    Step 1

    Verify the Decree 377 source

    Open the published text, date, number, regulated subject, and current version. Do not use chat or news summaries as the controlling source.

    Do

    Compare the result with the official source or provider page before you rely on it.

    Check

    Make sure the name, status, date, provider, or app developer matches the expected result.

    Avoid

    Avoid continuing if the result looks different from the source-backed guide.

    Tip

    If the source cannot be reached, do not decide from a summary.

  2. Step 2

    Check

    Check the 115-FZ connection

    1Compare source
    2Confirm status
    3Continue

    Step 2

    Check the 115-FZ connection

    Separate AML/identity checks, sanctions limits, foreign-deposit facts, and ordinary document review by a bank.

    Do

    Compare the result with the official source or provider page before you rely on it.

    Check

    Make sure the name, status, date, provider, or app developer matches the expected result.

    Avoid

    Avoid continuing if the result looks different from the source-backed guide.

    Tip

    Do not turn the source into bank-control bypass advice.

  3. Step 3

    Check

    Result

    1Compare source
    2Confirm status
    3Continue

    Step 3

    Answer the bank through official channels

    Collect the bank notice, answer through the bank's official channel, and do not hide the source of funds.

    Do

    Compare the result with the official source or provider page before you rely on it.

    Check

    Make sure the name, status, date, provider, or app developer matches the expected result.

    Avoid

    Avoid continuing if the result looks different from the source-backed guide.

    Tip

    Any user next action should route to the reviewed bank-block TaskCard.

Open when needed

Useful links

Open these when a step points you to an official page, provider page, or child guide.

Check source and bank response

Official linkGarant: Decree 377 textLegal-database copy with document date and number.www.garant.ruOfficial linkConsultantPlus: explanation 1-ORLegal-database copy with context for Decree 95 and bank deposits.www.consultant.ruGuideIf a bank blocks the accountCollect the written ground, documents, and official response route.

Avoid

Common traps

Publishing a summary without the exact source

Compare the summary with the published text and Bank of Russia explanations.

Suggesting a transfer route or review bypass

Keep advice limited to lawful bank correspondence and official complaints.

Questions

Quick answers

Sources and report outdated information4 sources. Open this when you want to verify the guide or send a correction.

Sources

https://www.cbr.ru/faq/w_fin_sector/transgranichnie_perevodi/https://www.consultant.ru/document/cons_doc_LAW_32834/https://www.cbr.ru/faq/w_fin_sector/transgranichnie_perevodi/https://www.consultant.ru/document/cons_doc_LAW_539452/

Report outdated information

Tell us what looks wrong or needs checking. We review reports before changing guides.

Do not include passport details, phone numbers, bank card data, migration documents, biometrics, or other sensitive personal data.

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